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At COOPER INSURANCE, We Work Through Legacy Estates To Assemble An Array Of Services & Products
That Are ATTORNEY PREPARED & Designed To Help You Meet Your Estate
Planning Needs & Wishes. In Addition To The Highest Quality, You Are Always Assured Of The Lowest Possible
Prices & The Utmost Convenience. * Have You Reviewed Your Will Lately?
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Wills
A Will is the cornerstone of most estate plans. With
a properly drafted and executed Will, you determine who will receive what you leave behind when you die. You also appoint
the person who will settle your affairs, and perhaps most important, you appoint the people of your choosing to raise your
minor children. Your Will can save your loved ones unnecessary bonding and legal expenses. A Will does not, however,
keep your estate out of probate.
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Trusts
Trusts come in a variety of forms to accomplish different things. Over the last decade,
Trusts have become very popular among people from all walks of life as a means of avoiding probate, thereby avoiding all probate
costs, eliminating time delays and maintaining privacy. Married couples can potentially save huge amounts of money in estate
taxes with a properly written Trust. Families can use a specialized Trust to pass an inheritance to a special needs family
member without jeopardizing any social benefits the special needs person is receiving or might become eligible for in the
future.
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Powers of
Attorney
With a Power of Attorney, you appoint someone who can act on your
behalf for financial matters if you become incapacitated, or for some other reason, cannot act for yourself. By creating a
Power of Attorney while you are of sound mind, the expense and inconvenience of dealing with the courts can be avoided if
the need arises.
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Healthcare
Directives
With Healthcare Directives, such as Living Wills and Healthcare
Powers of Attorney, you make your end of life wishes known, and you appoint someone to make healthcare decisions for you if
you cannot make those decisions for yourself. You can make your declaration that, in the event that you are terminally ill,
you don't want prolonged extraordinary life support. You can choose, in advance, the types of procedures that you want and
those that you do not want. By making these decisions in advance, you relieve your loved ones of the burden of making those
decisions for you.
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Legacy
Tax Partner
Legacy Tax Partner is a program that offers you a convenient, economical
way to have your tax returns prepared. The cost for participants is much lower than the typical fees charged by
other tax preparers. In addition, you have access to tax advice and guidance throughout the year at no additional
charge. Bookkeeping and other specialized services are available for business owners.
Legacy Employee Program
Many employers offer the Legacy Employee Program as a voluntary benefit for their employees.
Through this program, employees have access to Legacy's great services at further reduced group prices with
special payment plans. This program is offered exclusively through an elite group of specially trained representatives &
is available to companies of all sizes & types.
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